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* Blog Contests & Tips *

Debt – Don’t wait till it is too late!

Written by Erz on Monday, October 15, 2007

It is rather saddening to note that many people wait till it is too late before seeking help when they are faced with financial distress.

One of my buddy’s friends, Bradley, is a classic example. He was quite successful a few years back as a middle manager in a multinational corporation. But he was also a spendthrift, extremely lavish in his ways. I had suspected that he was spending beyond his means. Every time we went out for a meal, he would offer to pay, flashing his numerous credit cards. I have never fully subscribed to the notion of spending what you do not have – which is why I do not carry one.

Alas, good times rarely last long and Bradley’s company had begun scaling down operations in the US as they employed more workers in nearby Mexico. He didn’t face the axe but had to take a sizeable pay-cut to stay on. All of a sudden, the bills began to overwhelm him and bankruptcy was the eventual outcome. He had only panicked and asked for assistance when bankruptcy proceedings were already being filed against him even though we had suggested earlier that he seek debt advice.

As I had mentioned before, choosing the right debt advice company is very important. There are thus risks involved. However, not choosing to seek help when help is needed is closing the possibility of possible financial salvation. Why wait till you are facing bankruptcy before you try to get help? As in Bradley’s case, it may then be a case of too little too late.

Win Revolution WordPress Themes!

Written by Erz on Monday, October 15, 2007

Ian Fernando over at is hosting a contest with some great prizes – 2 Revolution Themes. His site has just undergone its 4th facelift and looks great – though it seems to be packed with quite a lot of stuff. The News Revolution Theme is done by Brian Gardner and is quite cool.

So hesitate no longer, enter to win a fantastic WordPress theme. Contest ends today. Check out the contest details here.

Free Web Hosting Anyone?

Written by Erz on Monday, October 15, 2007

Web Hosts Report is giving away half a year of free web hosting to winners of their weekly draw with no strings attached. To enter, all you need to do is to blog about them – anything will do, and also place a link back to their homepage. Your entry never expires and winners can get a free link from their site as well. Cool!

They are still quite new so the verdict is still out on them but the fact that they are a free public service site definitely makes them more credible. They have a user rank leaderboard which ranks the top web hosts according to various criteria, which should prove useful for those looking for advice in choosing a web host. Check them out today!


Free Web Hosting